"We, Joseph Tondorf, Jr., President, Martin Hasenfuss, Treasurer, and Joseph Holthaus, Julius Malzacker, Gerhard Kranefuss, Henry Funke, Francis Schwendemann, Henry Holthaus, Frederick Bleiler, Caspar Scholtes, Henry Merten, John Ohrenberger, Francis Ehrhart, Adam Lorenz, Tobias Klueber, Charles V. Jaeger, Henry Wessling, Henry Dickmeier being a majority of the Directors of the Germania Co-operative Bank in compliance with the requirements of the twenty-first section of Chapter 116, and the fourth section of Chapter 117 of the Public Statutes, do hereby certify that the following is a true copy of the Agreement of Association to constitute said corporation with names of the subscribers thereto.

"We, whose names are hereto subscribed, do by this agreement associate ourselves with the intention to constitute a corporation according to the provisions of the 117th Chapter of the Public Statutes of the Commonwealth of Massachusetts, and the acts in amendment therein of and in addition thereto.

"The name of which the corporation shall be known is the Germania Co-operative Bank.

"The purpose for which the corporation is constituted is accumulating the savings of its members, paid into such corporation in fixed periodic installments, and lending of such funds so accumulated to its members.

"The place within which the corporation is established or located is the city of Boston within said Commonwealth.

"The limit of its capital stock to be accumulated is $1,000,000.00

"In witness whereof, we have hereunto let our hands, this 31st day of August in the year 1885."

Joseph Tondorf, Jr. Christian Lambrecht1 Frederick Bleiler Joseph Tondorf Anton Lehr Karl Joseph Becker Henry Merten Joseph G. Mees Julius Malzacker Charles J. Lüttman Charles V. Jaeger Francis Schwendemann Bernard W. Isfort John F. Hucksam Hugo G. Gottlich Ambrose Langguth Carl Hohmann Joseph Holthaus2 Heinrich Holthaus Joseph Nover (?) Kasimer Reiser Lewis M. Lehmann John Hünerfeld Frank Brüning August Dierkes

Alois Martin Joseph Schaff Joseph Weber Andreas (?) Henry Rümker David Hünerfeld Anton Oelschlager Joseph Kunz Adam Lorenz Henry Dickmeier Francis Ehrhart Joseph Bömer Martin Hasenfuss Henry Wessling John Henry Hampe Henry Hofner Tobias Klueber Jacob Beck (?) Gerhard Kranefuss Nicholas Schaff George Hauck Nicholas Wilhelm Jacob Zinsens Henry Gans Max Müller

M. Melle H.B. Greuter John Pabst John Ohrenberger Joseph Kraft Frederick Schwaab3 Caspar Scholtes Joseph Spang Leopold Kohler William Schultz Henry Funke George Helferich (?) Joseph Bisch Hermann Beckonert Henry Bosse Anton May Florence Will Bernhard Mishler Henry Dirksmeyer Ludwig Faulstich Leopold Faulstich S. George Nagle (?) William Stuper August Schubert Charles G. Kranefuss

Joseph Kranefuss William Vollmar Charles Schroth John Faulstich Bernard Neyer Francis H. Kamp Bernard Wessling Joseph Schwendemann Edward W. Lubke Andrew D. Fickinger John Gracke Francis J. Lauinger

"That the first meeting of the subscribers to said agreement was held on the 8th day of September in the year 1885 and by adjournment on the the 14th day of September in the year 1885 and adjourned without a date set for the next meeting.

"In witness whereof we have hereto signed our names, this 14th day of September in the year 1885."

Joseph Tondorf, Jr. Joseph Holthaus Henry Holthaus Henry Merten Henry Dickmeier Julius Malzacker

Caspar Scholtes Franz Ehrhart Tobias Klueber Henry Wessling John Ohrenberger M. Hasenfuss

Frederick Bleiler Henry Funke Gerhard Kranefuss Adam Lorenz Francis Schwendemann Chas. V. Jaeger

"Commonwealth of Massachusetts.                           Suffolk County.                           September 14th, 1885.⁴
Then personally appeared the above named Jos. Tondorf, J. Holthaus, H. Holthaus, H. Merten, H. Dickmeier, Jul. Malzacker, Casp. Scholtes, F. Ehrhart, T. Klueber, H. Wessling, John Ohrenberger, M. Hasenfuss, F. Bleiler, H. Funke, Gerd. Kranefuss, A. Lorenz, F. Schwendemann, and severally made oath that the foregoing certificate, by these subscribers, is true to the best of their knowledge and belief. Before me, Charles V. Jaeger, Justice of the Peace.

"I hereby certify that it appears upon an examination of the within written certificate and the records of the corporation duly submitted to my inspection, of Chapter 106, and those of the first four sections of Chapter 117 of the Public Statutes, preliminary to the deposit with the Secretary of the Commonwealth, have been confirmed with, and I hereby approve said certificate, this third day of October A.D. 1885."

X   Charles Endicott
Commissioner of Corporations

Charter issued October 3, 1885 to the Germania Co-operative Bank, as a new corporation, No. 2370, a copy of which charter, or certificate of incorporation is recorded in Charter Book, Volume 6, page 2370.       Fee $5.00 paid.

The (?) following some of the surnames indicates that the spelling may not be accurate.

1. He became the first person to hold the office of Secretary for the corporation.

2. He became the first person to hold the office of Vice President.

3. He became the first person to hold the office of German Secretary.

4. It is assumed that this group comprised the first Board of Directors.